BNPL (Buy Now Pay Later) options are gaining popularity in Singapore with firms providing interest-free installment payment options on online purchases made by consumers. "Buy Now Pay Later" solutions allow consumers to buy and satisfy their needs. The growth of internet connectivity and the mobile market have made it easier to access a suitable solution for consumers and prompted users to make transactions online. The COVID-19 epidemic has affected the income of many households and placed an economic burden on the household. The tech-savvy consumer has been ecstatic about the change in financial services with "Buy Now Pay Later"...