A 15-year term policy is a kind of life insurance that offers protection for a predetermined 15-year period. If the policyholder passes away within this term, the insurance provider pays a death benefit to the chosen beneficiaries. The beneficiaries may use this death benefit, which is normally a tax-free lump sum payout, to meet a variety of financial demands, including debt repayment, replacing the policyholder's income, paying for funeral costs, or any other financial commitments Term life insurance plans, like the 15-year term policy, don't accumulate cash value over time like permanent life insurance plans like Whole Life or Universal...

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