At a glance: Emerging Technology Risks: Automation and AI introduce new workplace hazards, increasing the risk of severe accidents. Lifestyle-Related Health Issues: Modern sedentary lifestyles and stress heighten the risk of conditions leading to permanent disablement. Comprehensive Protection: Accidental Death and TPD insurance cover critical gaps that other insurance types may miss. In an age where technology advances at lightning speed, where safety standards are higher than ever, and medical breakthroughs are a common occurrence, one might wonder: Is Accidental Death and Total Permanent Disablement (TPD) insurance still necessary? The common belief is that with all these improvements, the risks...